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CD & IRA Rates
Term Minimum To Open Rate APY Early Withdrawal Penalty
(# of months of simple interest)
7 Month Special CD $1000 2.960% 3.00% 1 Month
91 Days $1000 2.320% 2.35% 1 Month
182 Days $1000 2.370% 2.40% 1 Month
1 Year $1000 2.520% 2.55% 1 Month
1.5 Years $1000 2.570% 2.60% 3 Months
2 Years $1000 2.620% 2.65% 3 Months
2.5 Years $1000 2.760% 2.80% 3 Months
3 Years $1000 2.910% 2.95% 3 Months
4 Years $1000 2.960% 3.00% 3 Months
5 Years $1000 3.000% 3.05% 3 Months
6 Years $1000 3.050% 3.10% 3 Months
8 Years $1000 3.050% 3.10% 3 Months
52 Week Flex $1000 1.920% 1.94% 1 Month
IRA Fixed
1 Year
$500 2.520% 2.55% 1 Month
IRA Fixed
2 Years
$500 2.620% 2.65% 3 Months
IRA Fixed
2.5 Years
$500 2.760% 2.80% 3 Months
IRA Fixed
3 Years
$500 2.910% 2.95% 3 Months
IRA Fixed
4 Years
$500 2.960% 3.00% 3 Months
IRA Variable
1.5 Years
$50 2.570% 2.60% 3 Months
Rates As Of May 15, 2008

The interest rate and APY on the 52 Week Flex CD and Variable IRAs may be changed after the account is opened without notice.

Computation of the Annual Percentage Yield (APY) assumes that the variable interest rate will stay the same for one full year (12 months).

An early withdrawal penalty may be imposed.

Fees could reduce the earnings on all accounts listed above.

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