| Deposit Rates |
| Account |
Minimum To Open |
Minimum Daily Balance |
Rate |
APY** |
Minimum To Avoid Fee |
| Passbook Savings |
$25 |
$25 |
0.499% |
0.50% |
$250 |
| Statement Savings |
$100 |
$25 |
0.550% |
0.55% |
$250 |
| Premium Statement Savings |
$100 |
$25 |
0.600% |
0.60% |
Combined $5,000 |
| Money Market - Passbook |
$2,500 |
$2,500 |
0.600% |
0.60% |
N/A |
| Money Market - Checking |
$2,500 |
$2,500 |
0.650% |
0.65% |
N/A |
| Money Market - Premium Yield Passbook |
$50,000 |
$50,000 |
N/A |
2.50% |
N/A |
| Money Market - Premium Yield Checking |
$50,000 |
$50,000 |
N/A |
2.50% |
N/A |
Christmas Club
|
$1 |
$25 |
0.499% |
0.50% |
$25 |
| NOW Checking |
$100 |
$25 |
0.198% |
0.20% |
$500 |
| Free Checking |
$10 |
N/A |
N/A |
N/A |
N/A |
| Commercial Checking |
$100 |
N/A |
N/A |
N/A |
Varies |
| Premium Checking |
Combined Balance Of $5000 |
$25 |
0.299% |
0.30% |
$5,000 |
| Rates As Of May 9, 2007 |
The interest rate and APY on: Passbook Savings, Statement Savings, Money Market Passbook, Money Market Checking, Premium Yield Money Market Passbook, Premium Yield Money Market Checking, Christmas Club, NOW Checking, Premium Checking and Premium Statement Savings may be changed after the account is opened without notice.
Computation of the Annual Percentage Yield (APY) assumes that the variable interest rate will stay the same for one full year (12 months).
The Premium Yield Money Market Passbook and the Premium Yield Money Market Checking earn simple interest.
Fees could reduce the earnings on all accounts listed above.
The Christmas Club year begins November 1st and ends October 30th. |
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CD Rates
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